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Runa The Realtor

 

Deciding when to buy a house — especially if your current home is still on the market — can be a challenge. But buying before you sell has its advantages

These six reasons to buy your new home before your current home sells might convince you to rethink the process.

It’s not uncommon for sellers to search for a new home while simultaneously hosting open houses to encourage buyers to make an offer on their current home. But while common, being both a buyer and a seller is difficult enough, and even more so when you’re trying to time a sale with the purchase of a new home. If your current home sells quickly, you might feel rushed into your next home purchase if you want to avoid a move into short-term housing while you continue your search.

While the prospect of paying two mortgages for your current home for sale in San Diego County, CA, and a new property in Vista, CA may send shivers up your spine, there are some definite advantages to buying a home before selling your current home. Plus, if you take advantage of the protections in place for sellers who are also looking for a new home, and you have a good agent working for you, there is little risk in purchasing a new home before your current home sale is complete.

Here are some considerations to help determine when to buy a new home before selling your current one.

1.You enjoy knowing what’s ahead of you. If you’re the type of person who feels nervous leaping into the unknown, you may find you’re more emotionally equipped to part with your current home when you know you’ve got your next place lined up.

2.You have time to hold out for what you want. You won’t feel rushed into settling for a home that’s less than perfect just so you have somewhere to live (or because your friends are getting sick of your crashing in their guest room). You’ll be able to wait for the perfect home, whether it’s in the perfect neighborhood, has a perfect layout, or is the perfect price (or all three!).

3.You could still bring cash to the table. You may qualify for a bridge loan if your credit is good and you have enough equity in your current home. Bridge loans allow transitioning homeowners who haven’t yet sold their current home to access the money they need for a down payment on a new home.

4.You save on extra moving costs and hassle. If you sell your home before you buy the next one, you may wind up moving twice — first to temporary housing and then to your new home. If you buy first, you’ll need to move only once. If your temporary residence is small, like a studio apartment or a guest room in a friend’s house, you’ll also face storage fees for all your furnishings in limbo.

5.You have a safety net. Although it’s not as attractive to the sellers you’re buying from, an offer that’s contingent on the sale of your current home allows you to put your next home under contract while still giving yourself extra time to find a buyer for your current home. In theory, that’s the best of both worlds.

6.Your next home is too good to pass up. You’ve found your dream home, and the seller is extremely motivated. If you love the home so much that you know you’ll regret letting this opportunity pass you by, then it could be worth taking a leap.

To help you make this move as smooth, and easy as possible, and or for any other real estate needs. Call Runa the Realtor, your local real estate expert, to help you out, 760-807-9807

Runa the Realtor BRE# 00849504  Tri City Realty

www.RunaTheRealtor.com info@RunaTheRealtor.com

“When you care enough to demand the very best…”

 

 

 

 

 

 

According to statistics from the FBI, 61% of burglars gain entry by force, which is all the more reason to use your home security system when you’re out of town.

“Notify your security company that you’ll be away and give a family member or friend your alarm code, the security company’s phone number, your itinerary, and your contact numbers,” suggests Runa.  She also advises you press the “test” button on your smoke detectors to make sure they work. If not, change the batteries.

  1. Look as though you live there when you’re out of town If you live where the grass is still growing, be sure to mow it before you leave so your home looks well taken care of.  Clear drains and gutters: Even if it hasn’t rained in weeks, be sure that gutters, downspouts, and drains are clear. If water overflows its proper channels, it can seep under siding, flood the patio, and cause expensive damage.
  1. Secure the garage – If you’re leaving your car at home, park it outside against the garage door, to block access [for potential intruders]. Remove garage door remotes from the car and unplug the electric door opener (the box unit attached to the garage ceiling) so the door can’t be opened while you’re away. And lock the door from garage to the home.
  1. Power down and cut the water supply – Small appliances such as coffee makers and toaster ovens can be ruined by a power surge. A power surge can damage these items or even cause a fire, besides, most now have clocks so they are always running. No need when you are gone.

Unplug any small appliances and electronics (read: your coffee maker or streaming music system) that aren’t plugged into a surge protector. Better yet? Buy a surge protector for expensive equipment.

If a hose to your dishwasher or washing machine happens to crack or come loose while you’re away, you could come back to a flood, so turn off the water supply to those two appliances.  Look under the sink for the lever for the dishwasher and behind the washing machine for the other.

  1. Windows + extension cords = bad. Who doesn’t love twinkly lights? But if you want to bring a touch of Clark Griswold to your home, be sure you aren’t running electrical extension cords through your windows. If they don’t close and latch, you’re sending burglars an invitation to invade. Even when your home.
  2. Don’t fall for door-to-door solicitations. A common way to scope out what kind of goodies you have in your home is by posing as a charity asking for donations. If someone comes to your door, don’t open it, or ask for an ID that links them to the charity — and don’t let them see inside.
  3. Use the latest tech, take advantage of a device called FakeTV, which mimics the flickering light of a TV to make it look as though you are home. Light on timers, make sure they turn on and off, it is a proof that you are not home, when the lights are on all night. You can also buy Wi-Fi-connected plug-in devices that allow you to turn lights on and off remotely with your cellphone.
  4. Keep your tree out of sight The Christmas tree in front of the window looks lovely, all piled with presents for thieves to see — and take. Either keep your tree away from prying eyes or wait until Christmas Eve to put out your presents.
  5. Do your packing out of sight. Heading over the river and through the woods to Grandmother’s house? Load up the sleigh in the garage or out of sight if at all possible, advises Runa the Realtor.
  6. Be smart about boxes Hopefully, you score a lot of gifts, but don’t leave the empty boxes on the curb for everyone to see. Break down the boxes, turn them inside out, and put them in your container on the day trash is picked up. Even better? Cart those boxes to a recycling center yourself.
  7. Make a record of gifts: Got some big-ticket items coming down your chimney this year? It’s a good idea to take a picture of anything pricey, and even jot down the serial number. Should the worst happen, you will have a record of what was taken — or at the very least, a handy reminder of who should get a thank-you note.
  8. Don’t publicize your vacation plans It’s hard to fight the allure of Facebook and Instagram. But it’s probably not the best idea to share your travel plans with your 500 closest friends online. Your Facebook profile might not be as private as you think — and it’s better not to take the risk. Plenty of time to post when you come back. In the meantime have a safe trip.

And for all your Real Estate needs Contact Runa The Realtor. Here to serve you,  Real Estate, Real Life, Real People. Runa the Realtor.  www. RunaTheRealtor.com 760-807-9807


Some Money-saving DIY (do it yourself) home projects.

When something breaks, immediately calling the professionals may not make the most sense.  As a homeowner, sometimes it feels as though the constant stream of repairs, upgrades, and replacements is never-ending.

Winter maintenance makes for a cozy cold season, especially for real estate in other northern towns, while summer is all about staying cool. (I do use my heater, and my fireplace on “Chilly Nights”.)

With all the cash flowing out of your pocket, saving a bit of money with each repair can add up and boost your bank balance over time. But when something breaks, immediately calling the professionals may not make the most sense. Before you pick up the phone, check out our list for some money-saving DIY (do it yourself) home projects.

  1. Off-season repairs A few repair items have fluctuating prices depending on the time of year. With the arrival of fall, furnace maintenance calls are at an all-time high; the same for gutter cleaning. Yes even in our area of San Diego North County. Why not have these items checked and repaired in the summer, during the slow season? You could score a discount, and you’ll feel like a rock star for dealing with them well in advance. Air condition repair in the winter time.
  2. YouTube Often, a bit of research into a DIY repair issue can save you hundreds of dollars. The plethora of instructional videos on YouTube is mind-boggling; furnace repair has more than 90K videos. Chances are, you’re going to find what you’re looking for. When you find an instructive and helpful video, consider subscribing to the channel. Next time you take out your tool belt, finding the perfect video will be a snap. My daughter repaired her washer and microwave by YouTube video.
  3. Salvaged material Building and repairing items with salvaged materials is not only a money saver, it’s also environmentally friendly. From lumber to doors, windows, vanities, and light fixtures, pretty much everything can be purchased for a fraction of the price secondhand. Familiarize yourself with the return policy in the event your purchase is not in great working order. Local hardware stores usually have unadvertised specials, just ask.
  4. Rent/borrow tools DIY is the American way, but the cost of tools can be a huge out-of-pocket expense before you even get started. Rather than buying a tool you’re going to use only once, consider renting. Big home improvement stores have a large selection of rentable power tools, all properly maintained and ready to go. Or post a notice on your neighborhood group and ask if anyone would be willing to lend and or rent out their shiny new circular saw for your next project.
  5. Purchase materials and labor separately, When hiring a contractor, inquire upfront about material cost. Specifically, ask if there will be a markup or if they will be sharing their contractor’s discount. If the former, ask for a list and buy the materials yourself. Not only will this probably save you money, but you’ll also know exactly what you’re getting rather than coming home to a lovingly installed 1970s avocado-green toilet.
  6. Manufacturer’s rebates If you’re purchasing major appliances or materials for your home, check the manufacturer’s website or store fliers for rebates. Some manufacturers offer rebates on surplus items as well as out-of-season items. Or the show model I got a real nice stove for half price, it was the floor show model. Energy-saving appliances also come with additional money-saving opportunities: utilities costs. Utilities cost savings are the gift that keeps on giving; every month, you can reap the benefits of a lower water and electricity bill, something you will be happy about if you decide to refinance. Bonus: Check the IRS’ website to see if you’re eligible for an energy-savings tax credit/deduction.
  7. Preventive maintenance Regular maintenance can extend the life of your home’s major systems. Simply changing the filter on your furnace regularly can make this expensive appliance last longer. Also, the occasional deep clean, debris removal, and visual inspection can keep your home in working order and eliminate many costly home repairs. If you notice a small issue during routine maintenance, deal with it immediately rather than giving it time to become a larger, more costly one down the road.

For all your real estate needs, and if you need a good referral for a contractor, contact me

Runa The Realtor, at 760-807-9807

www.RunaTheRealtor.com


 

 

 

 

 

 

 

 

 

 

 

 


1 Comment

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